R
(A Child) v Kent CC
R, a schoolboy aged 8
years, fell several feet through a gap in fencing from an upper to a lower
playground at school, struck his head and was knocked unconscious. He had significant pain in the head when he
came round. There was no external
bleeding. He had suffered an undisplaced
fracture of the parietal bone and some bleeding on the brain, but this was treated conservatively and did
not require surgical intervention.
He had headaches on
discharge from hospital, was kept off
school for 3 weeks before returning initially part time and curtailed his
hobbies and sports for about 6 months after the accident, following which he returned to them without
difficulty. He complained of a
“squishing” in his head and a high pitched noise in his ear, but these episodes
passed, there were no incidents of neck
or back pain, and no fits or blackouts.
He had occasional nose-bleeds for about a year post-accident. He had made a fairly substantial recovery
from the head injury by a month post-accident.
In medical terms, the
undisplaced skull fracture and the bleeding on the brain, were all
manageable. But in the longer term,
such injuries can give rise to a risk of epilepsy. Epilepsy may deprive a person of a driving
licence and may therefore close off job avenues in later life. The neurologist
we originally instructed had estimated the long term risk of epilepsy at 10% at
5 years post-accident, 13% at 10 years
and 15% at 20 and 30 years (all against a background rate of 1% in the general
population). In other words, a substantial risk.
Two and a half years
after the accident, R was assessed by a
consultant paediatrician, an EEG was
performed which was shown to be normal with no epileptiform features.
Four and a half years
after the accident a brain MRI revealed no abnormalities. Absent any seizures in the time since the
accident, the consultant neurologist revised his opinion on the future risk of
epilepsy and reassessed this at 2.5%.
Where there is a real
risk of future deterioration, the court can be asked to make a “provisional
damages” award so that if the risk comes to pass, the victim can return to
court for a “second bite of the cherry”.
But provisional damages awards are therefore always lower than
conventional final awards to reflect the loss of finality to the claim for the
Defendant. The Defendant’s insurer has to leave their claims book open for the
claimant’s lifetime or whatever shorter period is ordered by the court.
In this case, Counsel
had advised that we might not get more than £9,000 provisional damages. The problem is that if there is no further
deterioration attributable to the
original accident, there is no “second bite of the cherry”. So R might be
left with £9,000 in total. As it was, after negotiations the defendant insurer
was willing to offer £24,000 in full settlement of a final award and this
appealed both to our young client and to his Litigation Friend. The court approved the settlement (no
settlement can be made for a person under 18 or a vulnerable adult without court
approval).
The insurance company
paid our costs in full also. This was a
case which started off before 1.4.2013,
in fact R was 14 by the date of Court approval. If the accident had happened after 1.4.2013,
when the Government brought in new rules,
R would stand to lose a significant chunk of his compensation in legal
fees if his case were now conducted on a no win no fee basis. Insurers are very
happy with the government. Accident victims have fared very badly.
No comments:
Post a Comment